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Business Englisch (Subject) / Vokabeln (Lesson)

Business Englisch Vokabeln

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  • bill a printed statement of money owed for goods and services 
  • ein Budget einhalten to keep to a budget 
  • Skonto cash discount  or early settlement discount  or early-payment discount  = a price reduction given if a customer pays immediatly or in cash 
  • bargeldumlauf cahs flow  = balance between money received and paid by a business in a particular period 
  • Gebühr charge  = amount of money someone asks in return for goods or services  to charge customers for delivery  to be free of charges = kostenlos sein
  • Provision commission
  • credit Control a system used by a business to make sure that it gives credit only to customers who are able to pay and also that a customer pays on time 
  • credit Limit the maximum amount of money that a lender will give a borrower 
  • credit Risk the possibility that a borrower will not repay a loan 
  • Überweisung credit transfer  = direct payment of money from one bank account to another 
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  • einzahlen to credit to  = to add an amount of money to an account 
  • Gläubiger, Kreditgeber = creditor  a person to whom money is owed  = lender 
  • Kreditwürdigkeit creditworthiness  =extent to which a borrower can be trustet to repay a debt 
  • Währung currency  =system of money in use in a particular country 
  • Girokonto current account  =account with a bank from which money can be taken out at any time without notice (AE checking account) 
  • Debitkarte = Karte, um bargeldlos zu bezahlen debit card  =card allowing to transfer money electronically from their bank account when making a purchase 
  • abbuchen to debit, to 
  • Schulden debt  =sum of money that is owed 
  • Schulden nicht zurückzahlen to default to repay a debt 
  • Einzahlung deposit  = payment into a bank account  to make a deposit, to deposit money in an account 
  • Anzahlung deposit  = a sum payable as a first instalment on a purchase  to put/pay a deposit of 5000€ on a house 
  • Kaution deposit  = a returnable sum payable on the rental of sth, to cover any loss or damage 
  • Lastschrift direct debit  = arrangement that allows a third party to transfer money from an account usually to pay regular bills 
  • fällig due
  • Wechselkurs exchange rate  =value of one currency for the purpose of conversion to another 
  • Geld, das man für geschäftliche Zwecke ausgibt und vom Arbeitgeber zurückfordern kann expenses 
  • Fahrpreis fare  =money paid for a journey on public transport 
  • Gebühren fee  (payments made to professionals) 
  • Fixkosten fixed costs  =costs that dont vary with output 
  • täuschen, betrügen to deceive 
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  • Betrug fraud  =crime of getting money by deceiving people 
  • Zuschuss grant  = money given for a particular purpose (f.e. by the government) 
  • Einkommen, Einnahmen, Gewinn = income  = Money received for work done, or from money invested or property owned 
  • Rate instalment  = one of the number of payments spread over a partivular time 
  • Zinsen interest  = amoint charged for money, that is borrowed 
  • Zinsrate interestrate  =costs of borrowing money (in percentage of the amount borrowed) 
  • Rechnung invoice to invoice someone for  = jemandem in Rechnung stellen 
  • mieten to lease 
  • Liquidität liquidity  = the state of having enough cash or things of value that can easily be turned into cash in order to pay debts 
  • Darlehen loan
  • Kredithai = Jemand der unbegründbar hohe Zinsraten verlangt loan shark 
  • Pauschalzahlung (alles auf einmal und nicht in Raten) lump sum payment  = single paymet of money 
  • Gewinnspanne margin  amount of the price that is a profit for the seller 
  • Preise erhöhen to mark up  = increase in the price, usually the difference between the cost of buying or producing it and the price it is sold at, calculated as a percentage of the cost price 
  • Fälligkeit maturity  = time, when loans, bonds, investments must be paid back 
  • Hypothek mortgage  = loan to buy or build a  property 
  • Synonym für expenditure outgoings 
  • Überziehungskredit overdraft facility  = maximum amount ob money that a holder of a bank account is allowed to barrow from that account 
  • einen Kredit inklusive Zinsen abbezahlen to pay off a loan, to  = to pay back money borrowed, plus interest 
  • Profit profit  = money gained after the costs of making or getting it have been payed