Vokabeln

a printed statement of money owed for goods and services 

to keep to a budget 

cash discount  or early settlement discount  or early-payment discount  = a price reduction given if a customer pays immediatly or in cash 

cahs flow  = balance between money received and paid by a business in a particular period 

charge  = amount of money someone asks in return for goods or services  to charge customers for delivery  to be free of charges = kostenlos sein

commission

a system used by a business to make sure that it gives credit only to customers who are able to pay and also that a customer pays on time 

the maximum amount of money that a lender will give a borrower 

the possibility that a borrower will not repay a loan 

credit transfer  = direct payment of money from one bank account to another 

to credit to  = to add an amount of money to an account 

= creditor  a person to whom money is owed  = lender 

creditworthiness  =extent to which a borrower can be trustet to repay a debt 

currency  =system of money in use in a particular country 

current account  =account with a bank from which money can be taken out at any time without notice (AE checking account) 

debit card  =card allowing to transfer money electronically from their bank account when making a purchase 

to debit, to 

debt  =sum of money that is owed 

to default to repay a debt 

deposit  = payment into a bank account  to make a deposit, to deposit money in an account 

deposit  = a sum payable as a first instalment on a purchase  to put/pay a deposit of 5000€ on a house 

deposit  = a returnable sum payable on the rental of sth, to cover any loss or damage 

direct debit  = arrangement that allows a third party to transfer money from an account usually to pay regular bills 

due

exchange rate  =value of one currency for the purpose of conversion to another 

expenses 

fare  =money paid for a journey on public transport 

fee  (payments made to professionals) 

fixed costs  =costs that dont vary with output 

to deceive 

fraud  =crime of getting money by deceiving people 

grant  = money given for a particular purpose (f.e. by the government) 

= income  = Money received for work done, or from money invested or property owned 

instalment  = one of the number of payments spread over a partivular time 

interest  = amoint charged for money, that is borrowed 

interestrate  =costs of borrowing money (in percentage of the amount borrowed) 

invoice to invoice someone for  = jemandem in Rechnung stellen 

to lease 

liquidity  = the state of having enough cash or things of value that can easily be turned into cash in order to pay debts 

loan

loan shark 

lump sum payment  = single paymet of money 

margin  amount of the price that is a profit for the seller 

to mark up  = increase in the price, usually the difference between the cost of buying or producing it and the price it is sold at, calculated as a percentage of the cost price 

maturity  = time, when loans, bonds, investments must be paid back 

mortgage  = loan to buy or build a  property 

outgoings 

overdraft facility  = maximum amount ob money that a holder of a bank account is allowed to barrow from that account 

to pay off a loan, to  = to pay back money borrowed, plus interest 

profit  = money gained after the costs of making or getting it have been payed